How long do I have to file a roof insurance claim in Nebraska?

Most Nebraska policies allow 1-2 years to file claims, but it's best to file within 48-72 hours of storm damage to ensure evidence is fresh and contractors are available.

What is the difference between RCV and ACV coverage?

Replacement Cost Value (RCV) pays for new materials at today's prices. Actual Cash Value (ACV) pays depreciated value. Most Lincoln policies are RCV for roofs less than 15 years old.

Should I have my roofing contractor present during the adjuster inspection?

Yes, absolutely. Experienced contractors can identify damage adjusters might miss and ensure you receive fair compensation. They understand roofing systems and insurance processes.

A man with hard hat standing on steps inspecting house roof

Prevent Problems Before They Start

Annual Roof Maintenance Plans

Extend your roof's life by 40% with regular professional maintenance. Catch small issues before they become expensive repairs.

Sign Up Today Call (402) 570-3578

2 Annual Inspections

Priority Service

Detailed Reports

Choose Your Maintenance Plan

Affordable preventive care to keep your roof in peak condition

Basic Plan

$199

per year

1 Annual inspection
Detailed photo report
Gutter debris clearing
Minor repairs included
10% off major repairs

Select Basic

Premium Plan

$349

per year

2 Annual inspections (spring & fall)
Detailed photo & video report
Gutter cleaning (2x/year)
All minor repairs included
Priority emergency service
15% off major repairs

Select Premium

Commercial Plan

Custom

pricing

Quarterly inspections
Comprehensive documentation
Emergency response included
All routine maintenance
20% off all repairs

Get Quote

Save Money Long-Term

Regular maintenance costs a fraction of emergency repairs. One prevented leak can save you thousands in water damage and interior repairs.

What's Included in Your Inspection

Comprehensive 25-point roof inspection checklist

Shingle Condition

Check for cracks, curling, missing granules, and damaged shingles

Flashing Inspection

Examine chimney, vent, and valley flashing for proper sealing

Gutter System

Clear debris, check for proper drainage and secure mounting

Ventilation

Verify proper attic ventilation and check vent covers

Sealant Check

Inspect and replace deteriorated caulking around penetrations

Interior Inspection

Look for water stains, mold, or structural issues in attic

Plus 19 more critical checkpoints to ensure your roof stays in perfect condition

Enroll in Maintenance Plan

Protect Your Investment with Preventive Care

Don't wait for a leak to find out your roof needs attention. Join our maintenance program and enjoy peace of mind all year long.

Sign Up Now Call (402) 570-3578

Priority Scheduling

Member Discounts

Detailed Reports